Czech 'Complex Care' Health Insurance
Maxima standard 'Complex Care' health insurance
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Maxima STANDARD 'Complex Care' health insurance (CZ and Schengen-zone coverage) |
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|---|---|---|---|---|---|
| Age | 6 months, Man or Woman |
12 months, Man or Woman |
24 months, Man or Woman |
27 months, Man or Woman |
|
| 1*-5 | - | 18.000 CZK | 36.000 CZK | - | |
| 6-60 ** |
7.500 CZK | 14.000 CZK special offer for 10-55 years 10.000 CZK |
26.000 CZK special offer for 10-55 years 19.500 CZK |
27.000 CZK special offer for 10-55 years 20.000 CZK |
|
| 61+ | - | 36.000 CZK | - | - | |
For the age group 6-60 it is possible to choose any length of insurance between 6 and 60 months.
Maxima STANDARD complex care coverage (CZ + Schengen)
- Total limit CZK 2.0 M CZK (in case of a possible change of the exchange rate of €, the insurer guarantees to provide a minimum cover in the amount of € 80 000), per incident 1.5 M CZK, repatriation expenses limit is 400.000 CZK, a total limit of dental treatment is CZK 5.000.
Maxima premium 'Complex Care' health insurance
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Maxima PREMIUM 'Complex Care' health insurance (CZ and Schengen-zone coverage) |
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|---|---|---|---|
| Age | PREMIUM 12 months, Man |
PREMIUM 12 months, (Pregnant) Woman ** |
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| 1*-15 | 19.200 CZK | 19.200 CZK | |
| 16-50 | 19.200 CZK | 48.000 CZK | |
| 51-60 | 24.000 CZK | 24.000 CZK | |
| 61+ | 42.000 CZK | 42.000 CZK | |
*, ** NEWBORNS, PREGNANCY, BIRTH
Maxima does not insure newborns and children under 1 year, and pregnant women must use the PREMIUM 'Complex Care' insurance (min. payment 12 months) instead of the standard 'Complex Care' insurance and must pass a medical entry examination.
See also PVZP insurance for pregnant women.
Maxima PREMIUM complex care coverage (CZ + Schengen)
- Total limit CZK 2.5 M CZK (in case of a possible change of the exchange rate of €, the insurer guarantees to provide a minimum cover in the amount of € 100 000), per incident 1.5 M CZK, repatriation expenses limit is 400.000 CZK, a total limit of dental treatment is CZK 15.000.
Download terms and conditions here: Maxima_VPP_810.pdf (CZ)
ONLY Maxima refunds money for unused months !!!
- If you change from 'emergency' to 'complex care'
- In case your visa (extension) is refused (official document required)
The refund will be sent to your bank account after filling in a refund form.
Money is not refunded in cash at the insurance agent.
PVZP 'Complex Care' health insurance
PVZP is supported in the most hospitals in Czech Republic, because is the the commercial branch of VZP. VZP is the public health care organisation and by far the largest provider of health insurance in Czech Republic.![]() |
PVZP 'Complex Care' health insurance (CZ and Schengen-zone coverage) |
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|---|---|---|---|
| Age | standard 'Complex Care' * |
'Complex Care' + Pregnancy, Birth ** |
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| 0-5 *** | 17.400 CZK | - | |
| 6-11 | 13.900 CZK | - | |
| 12-17 | 13.900 CZK | 36.000 CZK | |
| 18-44 | 14.500 CZK | 54.000 CZK | |
| 45-64 | 17.400 CZK | - | |
| 65+ | 43.950 CZK | - | |
* PVZP allows any length of insurance between 4 and 60 months for standard 'Complex Care'
* Tourists pay 100 CZK/month extra, and for work purposes 150 CZK/month extra.
** minimum payment for pregancy / birth insurance is 12 months.
*** minimum payment for a child 0-1 years is 12 months.
PVZP standard complex care coverage (CZ + Schengen)
- Total limit CZK 1.6 M CZK, per incident 1.2 M CZK, repatriation expenses limit is 1.2 M CZK, a total limit of dental treatment is CZK 5.000.
- Insurer pays for ambulant perscribed medicines, in case of costs over 100 CZK per prescription (max. 5000 CZK for the duration of the insurance)
** NEWBORNS, PREGNANCY, BIRTH
Women must pass a medical entry examination, and pay for the entire 12 months in advance.
The newborn is covered during the first few days in hospital and for vaccinations, but must have a separate insurance afterwards. However, if one of the parents has PVZP (min. 6 months), there is a 20% discount for the child's insurance.
PVZP discounts:
Students, 18 - 26 years, get 20% discount (see also student complex care insurance),
min. payment 6 months + proof of study required(not older than 30 days)
Children, 0 - 5 years, get 20% discount,
min. payment 6 months AND the parent has PVZP still valid for min. 6 months
Download terms and conditions here: KZPC-PP-EN.pdf (EN)
Slavia 'Complex Care' health insurance
Ask for an offer!Download terms and conditions here: ext-195.pdf (CZ, EN, RU, VI document)





