Ministry of Interior:
New 2011 requirements for the proof of travel health insurance
For people applying for the first time visa / residence permit
In the case a foreign national asks for granting a long-term visa or issuing a long-term residence permit abroad and submitting a proof of travel health insurance is required, such insurance must cover costs associated with necessary and urgent health care , including the costs associated with transportation, including mortal remains in the event of death, and such insurance must not exclude providing an insurance payment in the case of accident caused by a wilful act, negligence or contributory negligence of the insured, even as a result of drinking alcohol, taking narcotics or psychotropic drugs by the insured. The amount of the insurance payment limit must be at least EUR 60.000.If a foreign national submits the application abroad, the travel health insurance can be taken out not only at an insurance company authorized to provide such insurance in the Territory of the Czech Republic, but also at an insurance company which is entitled to provide such insurance in the other member states of the European Union and/or in a state which is bound by the Treaty on the European Economic Area (Iceland, Lichtenstein, Norway), or in a state where the foreign national is a citizen or where he/she has a permitted residence.
In such cases, the foreign national is obliged to submit an officially authenticated translation of the insurance policy and general insurance terms and conditions to Czech together with the proof of travel health insurance. Upon request, he/she shall also submit a proof of the payment of insurance premium for the whole term of required stay in the Territory. (IfE: translations will likely cost more than an insurance of an Czech insurance company, and the foreign insurance can still be refused)




